Debt Articles

In this section of our website we include a wide variety of in-house articles covering every aspect of debt management and credit repair.

• How Do I Repair My Credit Rating?
  Many people today find themselves unable to get credit because they have damaged their FICO credit score and so we will show you how you can repair your credit rating.



• How To Deal With Debt Collection Letters
  When it comes to dealing with letters from debt collection agencies it is important to know just how such agencies operate and how you can use this information to get the settlement you want.



• Credit Inquiries
  Credit inquiries can affect your credit score and thus your ability to get credit and so understanding credit report inquiries is vital to your financial health.



• How To Get A Copy Of My Credit Report
  Here we not only tell you how to get a free copy of your credit credit report but also tell you how to avoid getting scammed in the process.



• Why Do The Three Credit Bureaus Provide Different Credit Scores
  If you have ever asked the major credit bureaus for your credit score you will know that you will get different values from each. Here we explain just why this happens.



• How To Repair Your Credit Report History
  People often talk about finding ways to raise their credit score but it is also extremely important to learn how to repair your credit report history.



• Negotiating Settlement On Credit Card Debt
  Negotiating settlement on credit card debt with your credit card company is very much a matter of understanding how your credit card company operates.



• The Statute Of Limitations On Credit Card Debt
  Under the Statute of Limitations on credit card debt and the rights of your creditors in important in formulating any debt repayment plan.



• Using A Low Interest Credit Card For Debt Consolidation
  Many people today use a low interest credit card for debt consolidation but there are a few things you need to consider before choosing to do so.



• How Can I Remove A Judgment From My Credit Report?
  Removing a judgment from your credit record is not always easy but it can be done as long as you know the steps to follow.



• Using A Debt Reduction Settlement Program
  If you have got yourself into a little too much debt then we will show you how to create a personal debt reduction settlement program.



• Life Without Credit Cards
  An look at just how life without credit cards could improve your financial position and raise your standard of living.

Recommended books from

The Total Money Makeover: A Proven Plan for Financial Fitness
by Dave Ramsey
Amazon Price: $14.61
Customer Review: The price & shipping were great, this book is great for people ready to make a change & get rid of debt forever.
 

Debt-Free U: How I Paid for an Outstanding College Education Without Loans, S...
by Zac Bissonnette
Amazon Price: $9.36
Customer Review: Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, orMooching off My Parents

The author reveals many ways to get a top flight education without getting yourself and your parents needlessly in debt. He backs up his assertions with hard facts, data, and research. For over-priced universities, it is ...
 

The Total Money Makeover Workbook
by Dave Ramsey
Amazon Price: $12.23
Customer Review: My intention was to get the book and apparently was click happy. Instead of returning the workbook and I working through it and looking forward to the rewards of self-discipline!
 

Personal Finance For Dummies
by Eric Tyson
Amazon Price: $14.95
Customer Review: This book is very good. Some of the stuff in the book is very basic, but is does expand into deeper into investments and even offers some good suggestions.
 

Disclosures: Aiona In Most Personal Debt - KITV Honolulu
2 Sep 2010 at 3:38am

Disclosures: Aiona In Most Personal Debt
KITV Honolulu
HONOLULU -- James "Duke" Aiona owes the most personal debt of the three leading candidates for governor and Mufi Hannemann has the least debt, according to ...

and more »
 
Frank McCourt has taken Dodgers deep in debt - Los Angeles Times
2 Sep 2010 at 7:49am

Los Angeles Times
Frank McCourt has taken Dodgers deep in debt
Los Angeles Times
The owner has struggled to obtain additional financing for the team, which was $433 million in debt as of last year. The red ink could hamper the Dodgers' ...
Frank McCou...
 
Revolving credit declines as lenders grow wary - Christian Science Monitor
1 Sep 2010 at 4:06pm

Christian Science Monitor
Revolving credit declines as lenders grow wary
Christian Science Monitor
The level is declining as lenders pull back, reducing personal debt lines and canceling home equity lines of credit. By SoldAtTheTop, Guest blogger ......
 
Banking jobs in London ''set to write off plenty of debt'' - Astbury Marsden
2 Sep 2010 at 10:06am

My IVA Adviser
Banking jobs in London ''set to write off plenty of debt''
Astbury Marsden
... said that people with banking jobs in London could find themselves writing off plenty of personal debt in the next year as unemployment rises. ...
IVAs could...